NCB Bank offers free international money transfers and receipts for corporate customers.
National Citizen Bank (NCB) is launching the "Transfer Money Across the World - Deep Discounts" promotion program, offering convenient international payment solutions at optimal costs, helping businesses proactively manage their cash flow and accelerate trade right from the start of the new year.
Solving the Cost Problem in International Payments for Businesses
In the context of vibrant import-export and cross-border investment activities right from the beginning of the year, international payments are not just a simple financial operation but have become an influential factor that businesses pay special attention to.
Ms. Thu Hang, in charge of finance at a garment company in Ho Chi Minh City, said that at the beginning of the new year, the company continuously processed international money transfer orders to pay for raw materials and accessories for partners in China and South Korea. In peak weeks, the company generated more than 20 transactions, each transaction ranging from 20,000 to 50,000 USD.
"Adding up all related fees, the company has to spend tens of millions of VND extra each month just on money transfers," Ms. Hang shared.
The surge in trade flows has led to a growing demand for international payments, both in frequency and transaction value.
This is also the reality for many Vietnamese businesses deeply involved in global supply chains. According to data from the Customs Department, total import and export turnover in 2025 is estimated to reach approximately US$920 billion – the highest level ever. The surge in trade flows has led to a growing demand for international payments, both in frequency and transaction value.
Meanwhile, international money transfer fees at banks are currently commonly in the range of 0.15 - 0.3% of the transaction value, not including telegraphic transfer fees and intermediary bank fees. For businesses with frequent transactions, this cost can significantly erode profit margins and put pressure on cash flow. Therefore, choosing a bank with reasonable fees, streamlined processes, and flexible services is increasingly important for businesses.
Free, Fast, and Secure International Money Transfers with NCB
Supporting businesses in international payment activities, NCB is launching the "Transfer Money Across the World – Deep Discounts" program, with many practical preferential policies.
Specifically, NCB completely waives fees for receiving money from abroad into business accounts at NCB, including credit fees – a fee often incurred by businesses exporting, investing abroad, or receiving capital from international partners. This offer helps businesses be more proactive in managing cash flow, increasing financial flexibility, and reducing input cost pressure.
NCB waives all fees for receiving funds from overseas into business accounts at NCB.
For businesses making their first international money transfer through NCB, the bank waives all fees related to the transfer, including transfer fees, OUR fees, and telegraphic transfer fees. Additionally, customers will receive a complimentary premium business briefcase as a welcome gift for the start of their partnership.
For existing business customers, NCB designs preferential fee packages based on the total transaction value, helping businesses optimize costs to suit their actual international payment scale.
For businesses with a total international money transfer value under USD 200,000, NCB applies a fixed fee of USD 40/transaction for the SHA fee method or USD 50/transaction for the OUR fee method. Meanwhile, businesses with total transaction values of USD 200,000 or more enjoy preferential fees of USD 80/transaction for SHA fees or USD 150/transaction for OUR fees. Fees are calculated per transaction, regardless of the amount transferred, helping businesses easily control costs and proactively plan their cash flow, especially for entities with a high frequency of international payments.
Through the “Transfer Money Across Five Continents – Deeply Incentive Offers” program, NCB hopes to provide Vietnamese businesses with an effective financial tool to confidently expand their operations into international markets. At the same time, it demonstrates NCB's long-term commitment to building a transparent, flexible, and sustainable payment platform, helping businesses enhance their competitiveness in the era of global trade.
For more detailed information, customers can refer to the NCB website https://www.ncb-bank.vn, contact NCB branches/transaction offices nationwide or Hotline (028) 38 216 216 - 1800 6166.